Posted by Marie Presti on 3/17/2019

Chimney maintenance and repair is incredibly important. You need to complete certain tasks to ensure that your fireplace is working safely and effectively. Thereís no better time than the off season to get these tasks in order. 


Remember that you should only burn dry wood in your fireplace. Although fireplaces arenít high on the technology spectrum, they do require some effort to keep in working order. Failure to do so can result in smoke and even a chimney fire. Soot build up can put a damper on the proper ventilation of the chimney. The soot is partly a result of creosote- a combustible, tar-like substance. Itís a natural by-product of wood that has been burned. With reduced ventilation, the creosote will cause potentially dangerous build up.


While creosote itself is not flammable, it can cause the chimney to clog and structural damage could result. Itís important to properly maintain your chimney in order to prevent dangerous oil build-up that can cause a chimney fire.


Inspections


A professional can come and inspect your fireplace and chimney. They can check for damage, obstructions, build-up, or soot. The inspector will be able to determine if you need a sweep of your chimney. The inspector will be able to do the sweep on the spot in most cases. An inspection of your chimney should take place every year.   


There are different levels of chimney inspections that occur. Basic inspections are a visual look at anything that could be in your chimney from soot to a birdís nest. More complex inspections could involve taking the chimney apart and physically reconstructing the structure. This would occur after some kind of a natural disaster like a hurricane or a tornado. The cost of these inspections depends on how extensive they become.


Other Maintenance


You can improve your fireplaceís functioning with a few basic steps. Fist, you should only burn dry wood. Logs should be split and dried for 8-12 months. You should also burn certain types of wood especially hardwoods like hickory, oak, beech, maple and ash. These woods burn the longest. The most important thing about wood to be burned in the fireplace is that it is dry.       


Burn Only Wood


It can be tempting to throw things into your fireplace to burn, but you should keep away from burning construction wood, plastics, or other things that could let off odors. Even burning paper can be dangerous because of the embers that result as the fire burns.


If you keep on top of your scheduled chimney maintenance and replace parts as needed, youíll be able to have lovely fires all winter long with peace of mind.





Posted by Marie Presti on 3/10/2019

Sharing living expenses with your partner or roommates can be a difficult and confusing issue for many.

 Life would be made much easier if there was just one bill to pay on your home that includes everything.

 Recently there have been attempts to bring such a suction into fruition. Many homeowners and renters have turned to apps that help them split expenses, or have signed up for mortgage agreements that cover stray expenses like property tax and private mortgage insurance.

 In this article, we're going to give you a few tips on splitting the bills in your home to make things easier for you, your spouse, and your roommates.

Who pays what?

Many young couples are often left wondering who should pay which bill, especially when you share so many services.>

However, there's a big difference between sharing a Netflix account and sharing a car. One solution is to use the bills that report to credit agencies for whoever needs help building their credit score.

Putting credit cards under the person with the lowest scoreís name can help them build credit even if they're simply listed as an ďauthorized userĒ which means you can take advantage of good interest rates and build credit at the same time.

Paying the mortgage

It can quickly become tiresome having to write two different checks each month for your mortgage or rent. To solve this problem, you can either alternate payments (you pay a full monthís rent or mortgage one month and your spouse pays the following month), or you can choose to pay bi-weekly, which will help you pay off your mortgage sooner.

The best apps to use

If you live with your spouse, you likely arenít overly concerned with splitting all of your expenses 50/50. Chances are whoever has the higher income will foot the bill for the larger expenses.

However, if you have roommates thereís a bigger chance youíll want things to be split evenly between you and the other members of the household. Thatís where apps come in handy.

First, sit down with your roommates and go over all expenses. Write down each bill that you share: rent, heat, electricity, cable, internet, gas, insurance, and so on.

Then, decide who is responsible for making the payment on those bills. Even if you decide to split them all evenly, one person will have to be responsible for sending out the check each month.

Once youíve determined which bills you have and who is going to pay them, itís time to find out how youíre all going to contribute.

One way is to open up a shared account. Doing so can be messy, however, if youíre using that account for multiple bills. Some banks and services also charge a portion of the transfer, so youíll each be losing money each month, and the amount depends on how many bills you have.

Some apps and services you can use to split bills and transfer money include Splitwise, Mint, PayPal, and Chaseís QuickPay. The benefit of apps that donít transfer money is that they are often free and donít collect transfer fees. So, if youíre comfortable with handling money by hand, you could save in the long run.




Categories: Uncategorized  


Posted by Marie Presti on 3/7/2019


32 Parker St, Boston, MA 02129

Charlestown

Condo

$619,900
Price

5
Rooms
2
Beds
1/1
Full/Half Baths
This condo is part of a gut renovation of this 6 unit building in 2008. Everything is less than 10 years old. This is the largest unit in the building and includes a 2 bedroom and 1.5 baths with open layout in a townhouse style unit. A 3 minute walk to the Sullivan Station T stop and 1 subway stop away from Assembly Row. Also less than 5 minutes to get on route 93 for driving into or out in of the city. Great value for Charlestown. Recently repainted and floors refinished. Prior tenants moved out so now completely vacant and ready for a quick closing!! Freshly painted, new dishwasher and just professionally cleaned.
Open House
Sunday
March 10 at 12:00 PM to 1:30 PM
Price Reduction ($10K) on this beautiful 2 story 2br, 1.5 ba townhouse. New List price is $629,900 and priced to sell. Won't last. Gut renovation of this building was about 10 years ago so all walls, floors, lighting, etc. is newer. Owner just replaced dishwasher a few weeks ago and last year replaced washer/dryer which is included in sale. Close to MBTA Sullivan Station Orange Line, Station Landing and Encore casino
Cannot make the Open Houses?
Location: 32 Parker St, Boston, MA 02129    Get Directions

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Tags: Real estate   Condo   Boston   Open House   02129  
Categories: Open House  


Posted by Marie Presti on 3/3/2019

You want to buy a house, but you know that you need to save as much money as possible for a down payment. Although you've tried to save money in the past, your best efforts have failed to help you collect the funds that you'll need to make a down payment on your dream residence.

Let's face it Ė saving for a home can be difficult. Fortunately, we're here to offer creative ways to help you get the money that you'll need to make your homeownership dream come true.

Now, let's take a look at three creative ways to save for a down payment on a house.

1. Start a Friendly Competition

Competition often brings out the best in homebuyers. Much in the same vein, you and your friends may be able to compete against one another to see who can save the most money for a down payment on a home.

If you and your friends intend to buy a home together or separately, a friendly competition can make a world of difference in getting the required funds for a down payment. In fact, you can even award the winner of this competition with an "Ultimate Saver" trophy or other fun prizes.

Ultimately, a friendly competition is a great way to have fun with friends and save money for a down payment on a house at the same time. Regardless of who wins the competition, you'll notice that your down payment savings will increase, moving you one step closer to acquiring your ideal residence.

2. Use a Rewards System

Saving for a down payment on a home may seem like a long, arduous process. However, if you build rewards into your day-to-day savings efforts, you can earn incentives as you reach various milestones.

For instance, you may want to reward yourself with a special dinner every time that you reach a savings milestone. Or, you can always celebrate hitting a savings milestone with a trip to the dog park with your puppy.

3. Trim the Fat from Your Budget

It sometimes can be tough to remove cable TV, takeout meals and other excess items from your budget. But if you consider the long-term benefits of these short-term sacrifices, you may be better equipped than ever before to save significant funds for a down payment on a home.

Look closely at your daily, weekly and monthly budgets. Then, you can determine which budget items are essential and which are not and trim the fat from your budget accordingly. This will allow you to speed up the process of saving for a down payment on a house and ensure that you can achieve your homeownership dream faster than ever before.

Lastly, as you prepare to explore available homes, don't hesitate to reach out to a real estate agent for extra help. By hiring a real estate agent, you can get the assistance that you need to discover a great house that falls within your price range.





Posted by Marie Presti on 2/27/2019


32 Parker St, Boston, MA 02129

Charlestown

Condo

$619,900
Price

5
Rooms
2
Beds
1/1
Full/Half Baths
This condo is part of a gut renovation of this 6 unit building in 2008. Everything is less than 10 years old. This is the largest unit in the building and includes a 2 bedroom and 1.5 baths with open layout in a townhouse style unit. A 3 minute walk to the Sullivan Station T stop and 1 subway stop away from Assembly Row. Also less than 5 minutes to get on route 93 for driving into or out in of the city. Great value for Charlestown. Recently repainted and floors refinished. Prior tenants moved out so now completely vacant and ready for a quick closing!! Freshly painted, new dishwasher and just professionally cleaned.
Open House
Sunday
March 03 at 12:00 PM to 1:30 PM
Price Reduction ($10K) on this beautiful 2 story 2br, 1.5 ba townhouse. New List price is $619,900 and priced to sell. Gut renovation of this building was about 10 years ago so all walls, floors, lighting, etc. is newer, two levels of exclusive use outdoor space, a patio on the lower level and a deck off the upper level. Walking distance to Sullivan Station, 5 minutes to Assembly Row Shops and Encore Casino and easy access to highways in and out of city.
Cannot make the Open Houses?
Location: 32 Parker St, Boston, MA 02129    Get Directions

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Tags: Real estate   Condo   Boston   Open House   02129  
Categories: Open House  




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